I Dealt with Marco and I'm not impressed. I went with him because a friend referred him. They bought a car and had great service but their income is also government cheques...easy peasy. My credit wasn't the greatest and I work seasonally so there was a little more work to do, too much for Marco I guess because he just stopped responding to me, after is given him all of my personal info. He didn't answer my calls emails or texts. This went on for weeks. I tried many times to reach out with no success. I went to Canada drives and within three days I had a 2015 Jeep Patriot high altitude fully loaded in my driveway... Get rid of Marco and you may have a better reputation unless accepting customers with only child tax credit, disability, pension or other government payouts is all you do , us working folk don't count.