The first who I spoke with about financing told me I could use my $500 holding amount as my first payment however the bank called and said no that’s not true and luckily I have overdraft of my account because it was short by a few dollars. I called to speak with financial advisor who took over after the first one left and I called and left voicemails and no one ever called me back. The dates on the loan document was also not correct. The salesman who sold me the vehicle was excellent though.